Terms of Service

You represent that you have read and agree to be bound by the Privacy Policy, accessible via these hyperlinks, and these Terms of Service regarding: (1) your use of swingpi.com and any affiliated website (the "Website"), (2) your submission of personal information through swingpi.com and the use of that personal information by Robinson Brothers LLC. ("Swing Phi") and affiliated entities, and (3) the "Service" provided by Swing Phi, which includes any product, service or information you may receive from or through swingpi.com (collectively referred to as the "terms"). You further agree to comply with U.S. law regarding the transmission of any data obtained from the Service in accordance with the terms, not to use the Service for illegal purposes, and not to interfere or disrupt networks connected to the Service.

Binding Effect/Modification of Policy and Terms

By accessing the Website, clicking the "I Accept" button or check box presented with the Privacy Policy and/or Terms of Service or submitting personal information through the Website, you agree to the terms of the Privacy Policy & Terms of Service with the same legal force and effect as a written contract with your written signature and acknowledge that your use of the Website, including your submission of personal information through the Website to be used by Swing Phi and/or its affiliates, and the Services is subject to the terms and conditions hereof. You further agree that you shall not challenge the validity, enforceability or admissibility of the terms of this Privacy Policy & Terms of Service on the grounds that it was electronically transmitted or authorized. In addition, you acknowledge that you have had the opportunity to print the terms. If you are accepting this Privacy Policy & Terms of Service for an entity, such as the company you work for, you represent to us that you have the legal authority to bind that entity.

Arbitration Agreement and Class Action Waiver

Any and all claims arising from or relating to the use of the Website, including the submission of personal information, and/or any good or service offered or provided by us to you shall be subject to binding arbitration under the Federal Arbitration Act ("FAA"). This includes claims based on contract, tort, equity, statute, or otherwise, as well as claims regarding the scope and enforceability of this provision. It includes all claims by or against you, us, and/or any affiliated person, company, and/or agent. A single Arbitrator shall decide all claims and shall render a final, written decision. You may choose the American Arbitration Association ("AAA"), Judicial Arbitration and Mediation Service ("JAMS"), or other similar arbitration service provider acceptable to us to administer the arbitration. Consistent with the FAA, the appropriate AAA rules, JAMS rules, or other service provider rules shall apply, as determined by the Arbitrator. For AAA and JAMS, these rules are found at www.adr.org and www.jamsadr.com. Each party to the arbitration shall pay his, her, or its own costs of arbitration. If you cannot afford your arbitration costs, you may apply for a waiver under the relevant rules. You and we waive any right to bring representative claims on behalf of a class of individuals, on behalf of the public, as a private attorney general, or otherwise (the "Class Action Waiver"). Except for this Class Action Waiver, this clause may be severed or modified if necessary to render it enforceable under the FAA. The agreements and waivers contained in this section shall apply retroactively to any and all claims and causes of action that arise or arose at any time.

Protection and Opt-In Policy: Swing Phi does not contact customers or viewers unless requested to do so by those individuals requiring or requesting further information from us. For many services, both paid and free, Swing Phi requires registration. Information is required for account set-up and to enable us to provide the maximum quality of service. Member contact information is used to send information about our company and promotional materials sent from Swing Phi. And the only people who will receive offers from organizations outside of Swing Phi and its affiliates are those who specifically "opt-in" to receive that information. Note that they can choose to "opt-out" of the list at any time. Registrants are "opted out" of receiving future mailings regarding product updates and promotions by default in the registration process.

Copyright: All Information available through "swingpi.com" is the property of Robinson Brothers LLC. ("Swing Phi") or its Information Providers and is protected by copyright and intellectual property laws. All rights reserved.

You may not reproduce, retransmit, disseminate, sell, publish, or broadcast, nor shall the Information be used in connection with creating, promoting, trading, or marketing Investment Products without the express written consent of Swing Phi or its Information Providers. You are entitled to use the Information it contains for your private, non-commercial use only.

Intellectual Property: The Service, including but not limited to text, content, photographs, video, audio, and graphics, is protected by copyrights, trademarks, service marks, international treaties, and/or other proprietary rights and laws of the U.S. and other countries. The Service is also protected as a collective work or compilation under U.S. copyright and other laws and treaties. All individual articles, columns and other elements making up the Service are also copyrighted works. You agree to abide by all additional copyright notices or restrictions contained in the Service.

Restrictions on Use: You may not use the Service for any illegal purpose or in any manner inconsistent with the terms. You agree to use the Service solely for your own noncommercial use and benefit and not for resale or other transfer or disposition to, or use by or for the benefit of, any other person or entity. You agree not to use, transfer, distribute, or dispose of any information contained in the Service in any manner that could compete with the business of Swing Phi. You acknowledge that the Service has been developed, compiled, prepared, revised, selected and arranged by Swing Phi and others (including certain other information sources) through the application of methods and standards of judgment developed and applied through the expenditure of substantial time, effort and money and constitutes valuable intellectual property and trade secrets of Swing Phi and such others. You agree to protect the proprietary rights of Swing Phi and all others having rights in the Service during and after the term of this agreement and to comply with all reasonable written requests made by Swing Phi or its suppliers of content, equipment or otherwise ("Suppliers") to protect their and others' contractual, statutory and common law rights in the Service. You agree to notify Swing Phi in writing promptly upon becoming aware of any unauthorized access or use of the Service by any party or of any claim that the Service infringes upon any copyright, trademark, or other contractual, statutory or common law rights.

Further Restrictions on Use: You may not copy, reproduce, recompile, decompile, reverse engineer, distribute, publish, display, modify, transmit, or in any way exploit any part of the Service, except that you may download or make one print copy of this Service for your own personal, non-commercial use, provided that all copyright and other proprietary notices are retained. The analysis and data included in swingpi.com may not be recirculated, redistributed or published without prior written consent from Swing Phi. Modification of the Service's content is a violation of Swing Phi's copyright. No part of this Service may be offered for sale or distributed.

License: You acquire absolutely no rights or licenses in or to the Service and materials contained therein other than the limited right to utilize the Service in accordance with the terms. Should you choose to download content from the Service, you must do so in accordance with the terms. Such download is licensed to you by Swing Phi only for your own personal, noncommercial use in accordance with the terms and does not transfer any other rights to you.

Rights Reserved: All present and future rights in and to trade secrets, patents, copyrights, trademarks, service marks, know-how and other proprietary rights of any type under the laws of any governmental authority, domestic or foreign, including rights in and to all applications and registrations relating to the Service (the "Intellectual Property Rights") shall, as between you and Swing Phi, at all times be and remain the sole and exclusive property of Swing Phi. All present and future rights in and title to the Service (including the right to exploit the Service and any portions of the Service over any present or future technology) are reserved to Swing Phi for its exclusive use. Except as specifically permitted by the terms, you may not copy or make any use of the Service or any portion thereof. Except as specifically permitted herein, you shall not use the trademarks, trade names, service marks, trade dress, logos or titles of Swing Phi or the Service, or the names of any individual participant in, or contributor to, the Service, or any variations or derivatives thereof, for any purpose, without Swing Phi prior written approval.

Disclaimer and Limitation of Liability: You agree that your use of the Service is at your sole risk and acknowledge that the Service and anything contained therein, including, but not limited to, content, services, goods or advertisements (the "Items") are provided "AS IS" and that Swing Phi makes no warranty of any kind, express or implied, as to the Items, including, but not limited to, merchantability, noninfringement, title or fitness for a particular purpose or use. Swing Phi does not warrant that the Service is compatible with your equipment or that the Service is free of errors or viruses and is not liable for any damage you may suffer as a result of such destructive features. You agree that Swing Phi, its Suppliers and its third-party agents shall have no responsibility or liability for any injury or damages, whether caused by the negligence of Swing Phi, its employees, subcontractors, agents, Suppliers or otherwise arising in connection with the Service and shall not be liable for any lost profits, losses, punitive, incidental or consequential damages or any claim against Swing Phi by any other party or any fault, inaccuracy, omission, delay or any other failure in the Service caused by your computer equipment or arising from your use of the Service on such equipment.

The content of other websites, services, resources, goods or advertisements (including those for which Swing Phi may receive compensation) that may be linked to the Service is not maintained or controlled by Swing Phi. Swing Phi is, therefore, not responsible for the availability, content or accuracy of other websites, services, resources or goods that may be linked to or advertised on the Service. Swing Phi does not make any warranty, express or implied, with respect to the use of the links provided on the Service, guarantee the accuracy, completeness, usefulness or adequacy of any other websites, services, resources, goods or advertisements that may be linked to the Service or make any endorsement, express or implied, of any other websites, services, resources, goods or advertisements that may be linked to the Service. Swing Phi is also not responsible for the reliability or continued availability of the telephone lines and equipment you use to access the Service. You understand that Swing Phi and/or third-party contributors to the Service may choose at any time to inhibit or prohibit their content from being accessed under the terms. You acknowledge that the Service is provided for information purposes only and is not intended for trading purposes, the Service includes information taken from the New York Stock Exchange, American Stock Exchange, NASDAQ and other sources, Swing Phi does not guarantee the sequence, accuracy, completeness or timeliness of the Service and the provision of certain parts of the Service is subject to the terms and conditions of other agreements to which Swing Phi is a party. Accordingly, anything to the contrary herein set forth notwithstanding, Swing Phi, its officers and employees, general partner, affiliates, subsidiaries, successors and assigns, Suppliers and its third-party agents shall not, directly or indirectly, be liable, in any way, to you or any other person for any inaccuracies or errors in or omissions from the Service including, but not limited to, quotes and financial data, abstracts, delays, errors or interruptions in the transmission or delivery of the Service or any loss or damage arising therefrom or occasioned thereby, or by any reason of nonperformance.

Limitation of Liability
SWING PHI WILL NOT BE LIABLE TO YOU OR ANYONE ELSE FOR ANY DIRECT, CONSEQUENTIAL, INCIDENTAL, SPECIAL, EXEMPLARY, PUNITIVE OR OTHER INDIRECT DAMAGES, INCLUDING BUT NOT LIMITED TO LOST PROFITS, TRADING LOSSES, UNAUTHORIZED ACCESS, SYSTEMS FAILURE, COMMUNICATIONS LINE FAILURE, INTERNET FAILURE OR DAMAGES THAT RESULT FROM USE OR LOSS OF USE OF THE SITE, CONTENT, INCONVENIENCE OR DELAY. TO THE EXTENT ANY JURISDICTION DOES NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES, SOME OF THE ABOVE EXCLUSIONS MAY NOT APPLY TO YOU. ANY MATERIAL DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE SITE IS DONE AT YOUR OWN DISCRETION AND RISK AND YOU ARE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER OR OTHER ELECTRONIC SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF ANY SUCH MATERIAL. NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM THE SITE WILL CREATE ANY WARRANTY NOT EXPRESSLY STATED IN THESE TERMS.

Indemnification: You agree, at your own expense, to indemnify, defend and hold harmless Swing Phi, its employees, representatives, Suppliers, affiliated entities, assigns, agents, including third party agents, against any claim, suit, action, or other proceeding brought against Swing Phi, its employees, representatives, Suppliers, affiliated entities, assigns, agents, including third party agents, by a third party, to the extent that such claim, suit, action or other proceeding brought against Swing Phi, its employees, representatives, Suppliers, and agents is based on or arises in connection with the Service, including but not limited to your use or someone using your computer's use of the Service; a violation of the terms by you or anyone using your computer; a claim that any use of the Service by you or someone using your computer infringes any Intellectual Property Right (as herein defined) of any third party, or any right of personality or publicity, is libelous or defamatory, or otherwise results in injury or damage to any third party; any deletions, additions, insertions, or alterations to, or any unauthorized use of, the Service by you or someone using your computer; any misrepresentation or breach of representation or warranty made by you contained herein; or any breach of any covenant or agreement to be performed by you hereunder. You agree to pay any and all costs, damages, and expenses, including, but not limited to, reasonable attorneys' fees and costs awarded against or otherwise incurred by or in connection with or arising from any such claim, suit, action or proceeding attributable to any such claim.

Termination of Service: Either you or Swing Phi may terminate the Service at will, at any time and effective immediately. You may terminate the Service by discontinuing the use of the Service and destroying all materials obtained from the Service. The Service will terminate immediately without notice from Swing Phi if you, in Swing Phi's sole discretion, fail to comply with any provision of these terms. Upon termination by you or upon notice of termination by Swing Phi, you must promptly destroy all materials obtained from the Service and any copies thereof. The termination of Service does not impact the terms set forth herein, which shall continue beyond any termination of Service.

Governing Law: This Agreement shall be governed and construed in accordance with the laws of the United States and the State of Arizona, without giving effect to conflicts of law principles thereof. You agree to submit to the personal jurisdiction of the state and federal courts located in Pima County in the State of Arizona with respect to any legal proceedings that may arise in connection with the Service or from a dispute as to the interpretation or breach of the terms.

Accessing swingpi.com Outside the United States: Swing Phi does not represent those materials in the Service that are appropriate or available for use in countries outside the United States. If you choose to access the Service from outside the United States, you are responsible for compliance with foreign and local laws. Software is further subject to United States export controls and may not be downloaded, exported, or reexported into (or to a national or resident of) Cuba, Iraq, Libya, North Korea, Iran, Syria, Sudan, or any other country to which the U.S. has embargoed goods or to anyone on the U.S. Treasury Department's Table of Deny Orders. By using the Service, you represent and warrant that you are not located in, controlled by, or a national or resident of any such country or on any such list.

Miscellaneous: You accept that Swing Phi has the right to change the content or functionality of any aspect of the Service at any time at Swing Phi's sole discretion. You further accept that such changes may result in your being unable to access some or all services.

Severability of terms: If any provision of the terms is found invalid or unenforceable, that provision will be enforced to the maximum extent, and the other provisions of this Agreement will remain in force.

Agreement in entirety: The terms are the entire agreement between you and Swing Phi.

Monthly Subscriptions: If you purchase a monthly subscription, you will receive all associated newsletters and alerts published by Swing Phi and its wholly-owned subsidiaries, so long as they are published. Swing Phi and its successors and assigns reserve the right to end the publication of any newsletter or alerts in the future, and neither Swing Phi nor any successor nor assign will have any liability should any newsletter or alerts cease publication. There is a 30-day unconditional refund guarantee on the purchase of a Swing Phi Monthly Subscription. After that, there is a performance guarantee for the Service. Note that this performance guarantee does not apply to professional/institutional investors as the products are built for usage by individual investors.

Nature of Service

swingpi.com contains statements and statistics that have been obtained from sources believed to be reliable but are not guaranteed accuracy or completeness. References to any specific securities do not constitute an offer to buy or sell securities. The past performance of a mutual fund, stock, or investment strategy cannot guarantee its future performance.

Timeliness of Content
All content on the site is presented only as of the date published or indicated and may be superseded by subsequent market events or other circumstances.

No Investment Advice or Recommendations
The information and services provided at this Site are for your informational and educational purposes only. You are solely responsible for evaluating the risks and merits regarding the use of this Site and any services provided herein. Nothing contained herein constitutes a solicitation, recommendation, endorsement, or offer by Swing Phi to buy or sell any digital assets or other financial instruments.

The areas of the Site that require access to be granted by Swing Phi are intended for the sole use of investment advisors or institutional intermediaries and not for individual investors. Any person who is not affiliated with an investment advisor should not view, act, or rely on the information provided in those areas and Swing Phi assumes no responsibility for any such person.

Further, Swing Phi will not be liable for any loss, cost, expense or other liability arising out of any such instructions. It is your responsibility to notify us immediately of: (i) any unauthorized use of your passwords and other security data; and (ii) any discrepancy in your account.

Comments and Questions

If you have any questions, comments or concerns about our privacy policy, you may email us at support@swingpi.com or use the contact form

Disclaimers

Neither Swing Phi nor its Information Providers can guarantee the accuracy, completeness, timeliness, or correct sequencing of any of the Information on the Website, including, but not limited to Information originated by Swing Phi, licensed by Swing Phi from Information Providers, or gathered by Swing Phi from publicly available sources. There may be delays, omissions, or inaccuracies in the Information.

NEITHER SWING PHI NOR THE INFORMATION PROVIDERS SHALL HAVE ANY LIABILITY, CONTINGENT OR OTHERWISE FOR THE ACCURACY, COMPLETENESS, TIMELINESS, OR CORRECT SEQUENCING OF THE INFORMATION OR FOR ANY DECISION MADE OR ACTION TAKEN BY YOU IN RELIANCE UPON THE INFORMATION OR "swingpi.com.," OR FOR INTERRUPTION OF ANY DATA, INFORMATION, OR ANY OTHER ASPECT OF "swingpi.com." THE PAST PERFORMANCE OF A MUTUAL FUND, STOCK, OR INVESTMENT STRATEGY CANNOT GUARANTEE ITS FUTURE PERFORMANCE. NEITHER SWING PHI NOR ITS INFORMATION PROVIDERS MAKE ANY REPRESENTATIONS ABOUT THE SUITABILITY OF THE INFORMATION, SOFTWARE, PRODUCTS, OR SERVICES CONTAINED IN "swingpi.com." ALL SUCH INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES ARE PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND.

Copyright 2023, Swing Phi Investment Research, All Rights Reserved, updated 03/11/2023.

• Third-Party products. If the fee-based Service includes a third-party product, you understand and agree that your purchase and use of the Service is also subject to the third party’s terms of service and privacy policy, which you should read thoroughly before agreeing to them.

• Payments. You represent that you are at least the minimum age required to enter into a legal agreement. You agree to pay us for any fee-based Services you purchase from us, as well as all other charges incurred under your account, including applicable taxes and fees. You are responsible for all charges incurred under your account, including purchases made by you or anyone you allow to use your account or any sub-or linked accounts (including any person with implied, actual, or apparent authority) or anyone who gains access to your account as a result of your failure to safeguard your authentication credentials.

• Payment Methods. You authorize and direct us to charge your designated payment method for these charges or, if it fails, to charge any other payment method you have on file with us, even if we received it in association with other fee-based services. You are responsible for all charges, even if your payment method fails or is denied. You authorize and direct us to retain all information about any payment method(s) associated with your account. We may import the payment information you entered during a prior purchase and provide you with the option to use that payment information during the purchase of a new product. You permit us to obtain and use updated information from the issuer of your payment method in accordance with the policies and procedures of any applicable card brands. We may, in some instances, continue charging a payment method past its expiration date at our discretion and subject to the payment processors' or issuing bank's approval. Surcharges may apply if you use certain payment methods, such as payment from your checking or savings account.

• Payment Terms. We may charge for fee-based Services in advance and on a daily, monthly, yearly, lump sum, or other basis in accordance with the stated terms as long as your subscription remains active, even if you have not downloaded or used the Service or accessed your online account.

• Auto-Renewal. We use auto-renewal for many of our fee-based Services. At the expiration of each subscription term for such fee-based Services, we will automatically renew your subscription and charge the credit card or other payment method you have provided to us, unless you cancel your subscription at least 48 hours before the end of the current period. Your subscription will be automatically renewed at the then-current price, excluding promotional and discount pricing. We may, in our sole discretion, post charges to your payment method individually or aggregate charges for some or all of your fee-based Services with us.

• Fraud Protection: We may take steps to verify the validity of the credit card information you provide to us, including debiting amounts less than $1.00 from your credit card and then immediately crediting it back. You authorize us to do so for verification and anti-fraud purposes.

• Free Trials: Weekly Trials are limited to 3 per customer. Customers that accidentally take a fourth trial will be converted into a $120 monthly subscription for their convenience. We may offer you free trials, so that you may try a fee-based Service subscription without charge or obligation ("Free Trial"). Unless otherwise stated and unless you cancel your subscription prior to the expiration of the Free Trial, periodic subscription fees will be charged at the then-applicable rate upon expiration of the Free Trial period and will continue to be charged until the subscription is canceled. If you are not satisfied with a particular fee-based Service, you must cancel the subscription before the Free Trial ends to avoid charges. We reserve the right to limit you to one free trial or promotion of a fee-based Service and to prohibit the combining of free trials or other promotional offers.

• No Refunds: All charges are nonrefundable unless provided otherwise in the terms you agree to when you register for a fee-based Service, or as otherwise specified below. 

• Limited Refunds Policy: we offer refunds if you are not satisfied with our product. Refunds are issued during the initial 7-day period and upon a written request to support@swingpi.com or use the contact form. Subscription payments after the initial 30-day period or payments without a prior refund request are non-refundable.

• Termination. We, in our sole discretion, may change, discontinue or terminate any or all aspects of a fee-based Service without notice, including access to support services, content and other products or services ancillary to the fee-based Service, subject to providing an appropriate refund for any portions of a specified but no longer available term. You may cancel a fee-based Service at any time by logging into your online account and terminating the subscription.

• Change in Fees and Billing Method. We may change our fees and billing methods at any time. We will provide you with notice of any price increase at least thirty (30) days in advance. Subject to applicable law, (i) if you disagree with any proposed change, your sole remedy is to cancel your fee-based Service before the price change takes effect and (ii) your continued use of or subscription to the Service after the price change takes effect constitutes your agreement to pay the new price for the Service.

• Delinquency. After 30 days from the date of any unpaid charges, your fee-based Service will be deemed delinquent and we may terminate or suspend your account and fee-based Service for nonpayment. You are liable for any fees, including attorney and collection fees, incurred by us in our efforts to collect any remaining balances from you.

• 30-Day Notice Period. You must notify us about any billing problems or discrepancies within 30 days after they first appear on your billing method statement. If you do not bring them to our attention within 30 days, you agree that you waive your right to dispute such problems or discrepancies.

Fee-Based Services and Billing: Unless otherwise specified in the additional terms that apply to the Services you are using, all the terms apply to you.

• We offer products and subscriptions for a fee (“fee-based Services”). These fee-based Services are governed by the additional terms you agree to when you register for the fee-based Service and these Terms. If you register for a fee-based Service, you must designate a payment method and provide us with accurate billing and payment information and you have the continuing obligation to keep it up to date.

The following important provisions apply to all of our fee-based services:

Limited Partnership Trading & Joint Investment Pool

• Our retail investors have access to limited partnership trading services and a joint investment pool. By becoming a limited partner with us, they give us permission to invest their money in the stock market for institutional trading purposes or in investment funds. We use the pooled funds from our retail investors to trade on their behalf, with the goal of minimizing trading risk by having a large purchasing power to invest in value stocks or managed funds with our partners. This approach allows us to focus solely on trading within stock market-related securities in various asset classes, such as stocks, dividend stocks, mutual funds, ETFs, fixed-income and bonds products, and index funds.

• As a limited institutional investor, we can manage our clients' money through limited partnership trading. However, our clients carry all the investment risks, and we are not responsible for any loss they may incur. We keep 30% of the profits to cover management expenses, sales taxes, and trading fees. We assume liability for paying taxes on profit and loss adjustments related to the investments we make. However, our clients are responsible for paying their own taxes on any profits or losses they realize.

• Once you sign a Legal Agreement (LA) with us, we will have the right to make you a limited partner. Depending on your preference, we can invest your money in various ways, including trading on your behalf or partnering with investment banks for investment opportunities.

• As we invest all of our client's funds, we will be providing a quarterly earnings report that includes the performance of investments made through both Limited Partnership Trading (LPT) and Joint Investment Pool (JIP). This report will be universal and shared with all of our investors.

• Our clients invest in the Joint Investment Pool (JIP), which directly invests their money in partnered wealth management funds. These funds are managed by investment banks and their professional advisors. As part of our commitment to transparency, we share quarterly earning reports with all JIP investors. The partnered banks apply fund management fees to cover expenses, which typically range from 0% to 2%. After the initial adjustment, we retain 30% of the profits to cover management expenses, sales taxes, and trading fees. We take on the responsibility of paying taxes on the profit and loss adjustments for the investments we make. However, our clients are responsible for paying their own taxes on any profits or losses incurred from their investments.

• When a client decides to become a limited partner for either direct investment (LP) or non-direct investment (JIP), they will deposit the funds directly into our deposit account with "Bank of America".

• The minimum investment is $5,000 USD to any amount, and round-up investments are allowed upon a written request to support@swingpi.com or use the contact form.

• To be eligible for our Limited Partnership Trading (LPT) service, the pool must reach $100,000 USD, which is the minimum amount required for a series of round investments. As for our Joint Investment Pool (JIP), the pool must reach $1M to qualify for investing in bank-backed funds, which is a requirement set by the bank. Please note that we will not invest our clients' funds unless these minimum requirements are met for each respective service.

• To invest in certain funds, we need to reach a certain level of pooled funds to make a safe investment on behalf of our clients. Note that bank-backed funds have fund eligibility requirements that may prevent individuals from investing smaller amounts of money. By collecting funds from a series of investors, we become eligible to invest in those specific bank-backed funds. We split the profits between investors on a quarterly basis. Clients can withdraw their profits, and any losses incurred will be adjusted based on the fund's performance up until the date of withdrawal.

• The Limited Partnership Trading (LPT) service is provided by "TD Ameritrade Institutional Trading", and the partnered investment banks provide Joint Investment Pool (JIP) service: BlackRock, Vanguard, Goldman Sachs Wealth Management, J.P. Morgan Chase Wealth Management, TD Ameritrade Institutional and Merrill Lynch Wealth Management. We directly invest our pooled series of funds into these products since an individual has a restriction of making a certain level of investments.  As a limited institution, we will have the privilege to invest by reaching the pool requirements. 

• To invest in either our Limited Partnership Trading (LPT) or Joint Investment Pool (JIP) plans, a commitment to a 1-year investment contract is required, as these plans are designed for long-term investments. If you choose to withdraw your investment before the contract expires, the designated investment banks may apply early withdrawal fees. However, we do not charge any early withdrawal fees.

• If any of the investors want to withdraw their money, withdrawals are issued during the initial 90-day period and upon a written request to support@swingpi.com or use the contact form. The money will be directly deposited into the client's bank account. Upon withdrawal of their funds, the client will terminate the limited investment relationship automatically.